Their parents got themselves into trouble by racking up debt before the 2008 great financial crisis. Gen Z consumers learned from those mistakes. They are savvy shoppers — and financially prudent, shunning credit cards. How will this generation shape the future of commerce? What are their values? What can brands do to earn their trust? Nick Molnar Co-Founder and Co-CEO of Afterpay discusses with Andrew Browne, Editorial Director, Bloomberg New Economy.