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Cliff Gray

Senior Associate

Cliff Gray is an expert in electronic payment systems, transaction processing, and the acquiring space. He is a leading authority on large-scale, high-performance payment system design, including network infrastructure, platform and software architecture, system security, and industry compliance.

Cliff was an industry leader in establishing payment integration programs for Envoy/First Data, developing technical and business relationships with providers such as Verifone, Micros, NCR, and IBM. As the internet revolutionized payments, Cliff provided payment architecture insight to new eCommerce ecosystems, as well as payment networks retooling to a quantum leap in transport capabilities.

Cliff continues to provide payment insight in a number of payment technology arenas, and provides critical risk and threat analysis to acquiring institutions, marrying transaction and identity security models to compliment boarding and underwriting operations.

A Senior Associate with TSG since 2006, Gray  is most recently focused on invisible authentication models, distributed API architecture, and mobile-platform payment development trends.

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